秒赔服务是基于服务器的AI技术107.148.212.238

付宝便推出了“你敢付，我敢赔”用户保障计划，承诺如果用户遭遇被盗107.148.212.238，将能得到全额赔付。而本次的“秒赔”服务，便是对 “你敢付，我敢赔”的升级。

据悉，秒赔服务是基于支付宝的AI技术。如果用户遭遇账户异常，可拨打客服电话95188或在支付宝账单页申诉，并提供相应资料。如果资料提供无误，经系统核实确系账户被盗，会自动完成理赔，处理时长可缩短至“秒级”。在试运行期间，部分用户甚至刚刚挂断客服电话就收到了理赔款。

支付宝安全团队表示，每一笔交易都会受到智能风控系统的保护，加上AI、生物识别等技术，目前支付宝的交易资损率已低于5/10000000（千万分之五），远低于国际同行，被盗已是极小概率事件。而即便发生了被盗的小概率的事件，支付宝也承诺100%全额赔付。

支付宝的统计数据显示，目前理赔成功的用户有8成是在24小时内收到的理赔款。“秒赔”服务推出后，将会有更多用户能更快收到理赔款。但如果用户提供的信息不足或案情比较特殊时，理赔时间会稍长，不过通常不会超过3天。

魔域服务器租用和托管首选T5机房，了解更多高防IP服务器情况，联系QQ：3001426221（黄经理） ，期待与您的合作！

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